Mark R asked: Simply, if you do something dumb and get hurt, something where a resulting injury is the effect of your own poor choices, will a major health care provider normally somehow penalize or refuse the Emergency Room costs? Or, is it common for a provider to change their decision to flip you the [...]
Kalyboo asked: I just had an uncle that got hurt in his logging business (he is self-employed) and he didn’t have helath insurance because he couldn’t afford it. Obviously, he should have had the insurance anyways and been covered, but it’s too late now and I want to try to help him. He [...]
Irate Consumer asked: I went to the chiropractor and the doctor filed a claim to my insurance company. They denied my claim, saying my injury had built up over a long period of time, therefore making it a pre-existing condition. I didn’t think this was legal in California, considering that I got the [...]
Selym asked: For instance if you go to school in one state but live in another is it can you have health insurance coverage for both states? It seems like it would be more convenient if I suffered an injury and could be treated in one state or the other at the time.Unsecured Loans
ChevyRidinHigh asked: I broke my finger and I’m going to the emergency room tomorrow. I’m a college student and I live alone and currently have no health insurance.
Will I have to pay anything or will I billed ? And if the injury requires surgery, will they bill me for that too ? If there [...]
RSM JC asked: I’ve had my insuance through my employer from october of ‘06. Money has been taken out of every paycheck to pay for the premium. I recently had an accident that required surgery and hospital stay in late feb. I have received three explanation of benefits from the insurance provider [...]
janet36963 asked: What information is shown to the subscriber of health insurance?
I am under my parent’s insurance and need to go to the doctor for personal reasons that I do not want them to see. Will it show specific information like what was done and what prescriptions I got, or just general information like office [...]
dugizzle asked: I’m in college and I believe I tore my ACL. I’ve recently been having problems with it. Is it illegal for me to get a health insurance plan now specifically for an old injury?Solve Your Credit
Bethy4 asked: My nephew had a minor motorcycle accident and while his injuries are not life threatening, he was on a blood thinner that has kept him in the critical intensive care unit since the tuesday after Mother’s Day, with kindey failure, the heart enlarging and a blood clot in one of his lungs. [...]
Bob H asked: Hi,
I recently got laid off and opted out of cobra since its so expensive. Instead I signed up and was approved for Anthem Blue cross health short term health insurance last week. Coverage begins Monday Feb 9.
I went snowboarding on Sat Feb7 and screwed up my knee. I [...]