Comments on: I live in MI and am wondering if there’s motorcycle insurance where you can just pay the months that you ride?

By: dirtytricksracing

dirtytricksracing — Mon, 13 Apr 2009 07:26:28 +0000

I use to get some in Illinois called 9/12 from Dairy land I think.

By: 40something

40something — Mon, 06 Apr 2009 22:06:59 +0000

Usually the policies are rated based on the climate, and they assume it won’t be used much in the winter. All the motorcycle policies I have had have required annual premiums for that reason. If you have a loan on your bike, you will be required to maintain coverage at all times.

By: Firecracker

Firecracker — Mon, 06 Apr 2009 00:50:20 +0000

My policy through Allstate runs for 6 months.
I always renew the same policy so I can ride on any day.
At renewal time there is the option to switch policies to a “storage” policy. Cheap, and maintains continuous coverage.
The alternative is to leave it uninsured for the other 6 months, but that means a NEW policy. On a new policy they don’t carry over any discounts (safe driver, etc.)

By: sh752

sh752 — Thu, 02 Apr 2009 16:49:16 +0000

We have our Yamaha insured through Progressive

By: chrlkres

chrlkres — Wed, 01 Apr 2009 13:32:15 +0000

I’m sure there is. But even though you aren’t riding what about theft, loss, or damage?

State Farm and others adjust their rates based on the factor of weather and the likability to ride based on your region. If you don’t maintain a policy then over the long run this could end up costing you more